We at Enkrates, are dedicated to assisting our clients each step of the way, to a position of financial stability and peace of mind. We offer a personalized service which caters for each client’s individual situation and needs. ENKRATES is defined as Self Discipline and Control.

The self-controlled individual exercises restraint over his own impulses, emotions, appetites and desires. Our services are easy to access, since we operate throughout South Africa

Enkrates differs from other debt companies, in that we offer a comprehensive range of services and solutions, that involves not only debt counselling but also financial counselling. We find a solution to a client’s debt problems, teach them debt management and at the same time place them on a path to financial stability and strength through financial counselling. This process provides them with a budget and a financial plan that takes care of a client’s short, medium and long term requirements, plans and yes, even their dreams and aspirations. We also strive to empower clients with financial principles in order to make informed future financial decisions
. READ MORE



 

 

At Enkrates financial Solutions we don't only
want you to become debt-free; we want you to
stay debt-free! By developing better Debt Management skills and changing your spending habits you can get out of debt and, more importantly in the long term, avoid finding yourself right back in the same situation that you were in before.

 

READ MORE






A budget is a plan that outlines an organization's/individuals financial and operational goals. So a budget may be thought of as an action plan; planning a budget helps a business/person allocate resources, evaluate performance, and formulate plans.

 


READ MORE





In order to achieve our goals we have developed aworkshop with the assistance of an industrial psychologist, legal experts, accountants and investment analysts.
Our workshops consist of the following modules for discussion.

 

 

READ MORE